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4 tips for self-employed home loan applications

Being your own boss sure has its advantages: the flexibility of setting your own hours, building your own business to represent your values, having someone else fetch you coffee… But when it comes to home loans, you may have more to prove than the average applicant. You see, lenders may view you as a little...

When will interest rates starting going down?

Since the release of encouraging November inflation data earlier this month, the market is abuzz with expectation that interest rate hikes are a thing of the past. In fact, the market liked the data so much – a drop from 4.9% inflation in Oct to 4.3% in November – that it has now priced in...

Don’t pass out if your home passes in

After a month or more of campaigning, seller anticipation and expectation come auction day can be through the roof (which is, coincidently, also where you’d like to see the sale price to go). But for a host of reasons, the hammer mightn’t hit—and while your house passing in might not be what you’d hoped for,...

The Best and Worst Performing Sydney Suburbs of 2023

As the end of this year comes to a close, it’s time to look back on the trials and triumphs of the property market over the past twelve months. 2023 was the first year unmarred by some form of Covid restrictions since the pandemic upended our lives, but its effects still lingered when it came...

Sydney Property Price Forecast 2024

With the first two weeks of the last month of 2023 behind us, it’s time to look ahead. But first, a quick recap of Sydney’s property market this year. In a word, wow. In an abbreviation, WTF. Defying all odds and expectations, on the back of increasing interest rates, property prices recovered and then some....

The big stretch: should you extend your loan term?

If the November rate hike will seriously stretch your finances, one potential solution may be to extend your loan term. It can ease the hip pocket pain by lowering monthly repayments. But taking more time to pay off your mortgage can come with hidden downsides. Here’s what to weigh up. Will the RBA’s latest 0.25%...

QLD doubles first home buyers grant, will NSW follow suit?

Earlier this week, first home buyers in Queensland were dealt some good news to close out the year. As part of a new cost-of-living measure, the QLD government doubled the state’s First Home Owner Grant from $15,000 to $30,000. Valid from now until mid 2025, the $30,000 grant is accessible to those buying or building...

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