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What’s the deal with investors

Sounds like a Seinfeld bit, doesn’t it? But seriously, are they buying or bailing? Everyone’s got an opinion, depending on who you ask and what you read. This difference in opinion could be due to the fact that despite strong investment growth nationally over the past 12 months, new loan commitments have eased slightly since...

How to nail a home loan if you’re self-employed

It’s the great Australian dream for many: giving the 9-to-5 grind the flick and running your own show. But when it comes to taking out a home loan, being your own boss can dish up some unexpected hammer blows. Rightly or wrongly, lenders tend to see self-employed borrowers as a higher risk compared to employees. That’s...

Could rate cuts mean house prices heat up again?

September saw the nation’s official cash rate kept on hold once again. But there is growing consensus that the RBA may cut the cash rate at one of its next few meetings. Several of the big banks, including Westpac and NAB, are expecting rate cuts in the first half of next year. Others, such as the Commonwealth Bank,...

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