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5 Reasons Why You Need to Review Your Personal Insurances

Your personal insurance is an important part of your financial plan as it provides peace of mind and financial protection to you and your family in the event of death. Often Total and Permanent Disablement cover is also ‘bundled’ with Life insurance, this covers the scenario where you are unable to work due to total and permanent disablement,...

Choosing a Super Fund

Choosing a Super Fund That’s Right for You All Australians can choose the superannuation fund they want their employer to pay their contributions to. But with so many funds to choose from – and so many investment options – the choice can be overwhelming.  Getting it right is critical because your decisions around superannuation can...

What exactly is a ‘blue chip’ suburb?

From humble beginnings of $10 poker bets to property investments into the millions, a blue chip’s worth has increased significantly over the years. A nod to the high value of a blue chip in poker, the term was first embraced by the securities industry to refer to highly reputable stocks with a record of paying...

Houses are as affordable now as they were in 2007

Every week there’s a new headline declaring house prices have risen again, or that a new property record has been broken in Sydney. Statistically, the increase seems eyewatering—according to Australian Bureau of Statistics data, house prices in Sydney have more than doubled since 2003, up 116%. But does this mean property is twice as unaffordable?...

Beware: phishing and investment scams on the rise

Emails impersonating myGov emails. The ATO and Services Australia have issued a warning about a new email phishing scam doing the rounds. The emails claim to be from “myGov” and include screenshots of the myGovID app.  myGovID can be used to prove who you are when accessing Australian government online services.  The scam emails ask...

Are you ready for Tax Time 2021?

Don’t jump the gun and lodge too early Tax time 2021 is almost here and Qauntiphy will be ready to start lodging personal tax returns from the second week in July. Many people on reduced incomes or who have increased deductions may be eager to lodge their income tax returns early to get their hands...

Does your small business qualify for NSW relief grants?

The NSW government has announced grants of between $5,000 and $10,000 for small businesses, payroll tax deferrals for all employers and an extension of the Dine & Discover program as the state battles to contain the latest COVID-19 outbreak. The NSW government is offering small businesses support grants to help alleviate cash flow constraints while...

5 Reasons why it’s a good time to refinance

Are you feeling more stressed about finances? Do you have more free time? Are recent interest rate cuts making you wonder whether your rate is still competitive? The world seems to have gone a little crazy lately but it may mean that it’s time to pay less on your home loan. To all those doing it...

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